Three years as the comparison window is the right scope for the full picture - the year-one before/after is always dramatic, but three years shows you whether the change held and compounded. The surreal quality of recognizing yourself in pictures doesn't go away quickly for most people.
The job-loss scenario makes the calculus straightforward - $20 versus $1500 with no coverage isn't a preference question. The clinical result is the same if the product is legitimate. Most users say a purity verification at a new vendor is the main risk management step.
Not a lady myself, but yep, my butt was the first to go. I'm afraid my stomach will be the last thing to leave my body. Hitting legs three times a week is probably the only way to get it back.
I haven't found it much worse, now that I'm used to it. Same low-level cramps that I've had for ages, comes and goes. I still get constipation and diarrhea and normal movements. Same as before. It's maybe even a little better since I've lost like 20% of my weight.
I understand your frustration. Have you spoken to your doctor about it? It might be worthwhile to rule out any underlying medical issues that could be hindering your progress, even with the GLP-1 medication.
I honestly think you should stick with the 12.5mg. You'll probably adjust and get used to it eventually. I did one week at 12.5mg and thought I was going to die. I went back to 10mg and felt nothing. The very next week I went back to 12.5mg and just tried to tough it out. It did get better.